The National Health Insurance Authority, the Regulator of Private Health Insurance Industry in Ghana under the National Health Insurance Act, 2012 (Act 852), wishes to inform the General Public that apart from the under listed Licensed Private Health Insurance Schemes, Third Party Administrator and Brokers, any other Institution, Firm, Company, or Individual(s) purporting to offer health insurance services is unlicensed and in violation of Section 63 of the National Health Insurance Act, 2012 (Act 852).

Any person(s) who transacts business with a Private Health Insurance Scheme, Third Party Administrator or Broker other than those listed below, do so at their own peril.

LICENSED PRIVATE COMMERCIAL HEALTH INSURANCE SCHEMES
These licenses are valid from 1st July 2024 to 30th June 2026

NameContact PersonAddressEmailWebsitePhone
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Acacia Health Insurance LimitedDr. Dan V. Armooh - Managing Director Plot No. 220, Garden Street, (Near A&C Mall), East Legon, Accra. GPS Code: GA-412-4404 info@acaciahealthinsurance.com. www.ahighana.com+233-233- 008-821/ 233-008-810/ 302-543-738/ 302-543-734/ 0233 008 860 / 0233 008 826 / 0233 009 927
Ace Medical InsuranceSolomon Awuku Chief Executive Officer B903, The Octagon, Barnes Road, Accra Central. P. O. Box CT 10027, Cantonments, Accra, Ghana info@acemedinsurance.comwww.acemedinsurance.com+233-552 571 275/ 556 778 903 / 556 778 906/ 556 778 907
Apex Health Insurance LimitedPatricia Yeboah - Acting Chief Executive Officer Suite 401, Zion House, No. 7 Nii Yemoh Avenue, OIC Road, Shiashie-East Legon-Accra. P. O. Box ST 237 Accra, Ghana info@apexhealthghana.comwww.apexhealthghana.comTel: +233 303 942 756 / 232000015 / 501562962/ 265380622/ 501304156/ 302 544-410/ 302542554 Toll-Free: 0800-400-600
Cosmopolitan Health Insurance LimitedGodwin Setsoafia-Tukpeyi Managing Director Address: Manet Junction, Opposite Compu Ghana, Spintex Road, Accra. GPS Address: https://maps.google.com/?q=5.637450,-0.127234@cosmopolitanmhi.comwww.cosmopolitanmhi.comTel: +233 303 942 756 / 232000015 / 501562962/ 265380622/ 501304156/ 302 544-410/ 302542554. Toll-Free: 0800-400-600
Dosh Health Insurance Company LtdFrank Augustine Dagbui - Chief Executive Officer No. 8 Sir Arku Korsah Rd, Airport Residential Area. AccraInfo@0800dosh.mewww.0800dosh.me*860# 0800-DOSH-ME, +233543210000

LICENSED PRIVATE MUTUAL HEALTH INSURANCE SCHEMES

NameContact PersonAddressEmailWebsitePhone
Spectra Health Mutual InsuranceMrs. Leticia Lamiokor Ashong - Chief Executive Officer 1ST Floor, Opoku Bandoh Plaza, Asokwa 30 J.O. Amoo Gottfried Road Off Asokwa to Anloga Highway - Kumasi. GPS: AK-241-3960 info@spectramutual.comwww.spectramutual.com+233 322 498 917/ 208 000 740/ 509 560 189/ 509 560 220/ 541 855 055
Licence of the above company is valid from 1st July 2024 to 30th June 2026

LICENCED HEALTH INSURANCE BROKERS

NameContact PersonExpiry DateAddressEmailWebsitePhone
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All Risks Consultancy LimitedGrace A. Obuah - Head of Operations 30-Jun-2025: 2nd floor, Beracah House, Jones Nelson road Adabraka, Accra. P.O Box AN 11585 Accra – Ghana. Digital address GA – 075-0710info@arclghana.comwww.arclghana.com+233 (0) 302259853/4
Allstar Insurance Brokers LimitedPeter Osei Duah - Executive Director 30-Jun-20251st floor, Ahemansa House, 20 Paradise street, Asylum down. P. O Box CT 6104, Cantonments, Accra. info@allstarbrokersgh.comallstarbrokersgh.com+233 0302 243699
Ascoma Ghana Nicolas Jambou - Chief Executive Officer 30-Jun-202576A1 Airport Residential Area, Accra – Ghana. Ghana Post GPS GA-0836742ghana@ascoma.comwww.ascoma.com(+233)243690363 Fax (+233)032761215
Banbo Insurance Brokers LimitedEdith Lawson-Atenga - Chief Executive Officer31-Aug-2025No. 20 Nii Afutu Tsuru Street, East Legon, Accra. GPS: GD-185-4362 business@banbo.insurewww.banbo.insure233 559 704610
Boaitey & Associates Insurance Brokers LtdMrs Mercy E. Kyei - Chief Executive Officer30-Jun-2025No. 47 Darfour House, Afiyee, West Achimota, Nsawam Road , P. O Box TI 469, Taifa Accra - GhanaBoaiteyassociatesins@yahoo.comwww.boaiteyandassociates.com+233 302 416853, 0202018138, 0269487051
  • A person shall not provide private health insurance service or operate a private health insurance scheme unless registered with the Authority and issued with a licence. See Section 63(1) National Health Insurance Act, 2012 (Act 852).
  • A Private Health Insurance Scheme shall conduct business with only National Health Insurance credentialed providers. See Section 100(1) of the National Health Insurance Act, 2012 (Act 852).
  • A resident of Ghana shall belong to the National Health Insurance Scheme and may belong to a private health insurance scheme. See Section 27(1&2) of the National Health Insurance Act, 2012 (Act 852).
  • An employer shall ensure that a person employed by that employer is registered under the National Health Insurance Scheme. See Section 27 (12) of the National Health Insurance Act, 2012 (Act 852).
  • A contract of insurance for the provision of healthcare services entered between a person and a Private Health Insurance Scheme is a private contract governed by the laws of contract of the country

LICENCED HEALTH INSURANCE THIRD PARTY ADMINISTRATION

NameContact PersonExpiry DateAddressEmailWebsitePhone
Goodwill Health Consultancy Richard Sarkodie Abebreseh - Chief Executive Officer 31-Aug-2025First Floor, Virtues Trust Building, Off Burma Camp Highway, Opp Trade Fair. GL-034-2551. P. O Box KN 57, Accra, Ghana.   +233 269 741227

The National Health Insurance Authority (NHIA) is mandated by National Health Insurance Act, 2012 (Act 852) to regulate Private Health Insurance Schemes (PHIS) in Ghana. In performing its regulatory functions the Authority registers, licenses and supervises the operations of PHIS in Ghana. The law established two (2) types of private health insurance schemes:
  • Private Mutual Health Insurance Scheme (PMHIS)
  • Private Commercial Health Insurance Scheme (PCHIS)
Functions
  • 1. Licenses insurers and insurance intermediaries who transact health insurance business in Ghana
  • 2. Develops and disseminates guidelines for operating private health insurance schemes in consultation with relevant bodies.
  • 3. Regulates to ensure compliance with National Health Insurance Act, 2012 (ACT 852), the PHIS Guidelines, other applicable enactments and industry best practice.
  • 4. Prescribes through the Minister, minimum healthcare benefits to schemes where necessary.
  • 5. Provides a bureau to which members of the public may channel their complaints for resolution.
  • 6. Supervises and approves transactions between insurers, intermediaries and reinsurers.
  • 7. Engages media to sensitize the general public on private health insurance.
  • 8. Take action against any person carrying on insurance business or the business of insurance intermediaries without a licence.