The National Health Insurance Authority is mandated by the National Health Insurance Act, 2012 (ACT 852) to register and license all Private Health Insurance Schemes in Ghana. The Authority wishes to inform the General Public that, apart from the under listed Licensed Private Health Insurance Schemes, Brokers and Loss Adjuster, any other Institution, Firm, Company, or Individual(s) purporting to offer health insurance services is unlicensed and in violation of Section 63 of the National Health Insurance Act, 2012 (Act 852). Any person who transacts business with a Private Health Insurance Scheme, Broker and Loss Adjuster other than those licensed does so at their own peril.

Any person who transacts business with a Private Health Insurance Scheme or intermediary other than those licensed in line with the above law, does so at their own peril.

LICENSED PRIVATE HEALTH INSURANCE SCHEMES
These licenses are valid from 1st July 2022 to 30th June 2024

NameAddressEmailWebsitePhone
    
Data pager
Data pager
123
Page size:
PageSizeComboBox
select
 12 items in 3 pages
Acacia Health Insurance LimitedPlot No. 220, Garden Street, (Near A&C Mall), East Legon, Accra.info@acaciahealthinsurance.com. www.ahighana.com+233-233- 008-821/ 233-008-810/ 302-543-738/ 302-543-734/ 0233 008 860 / 0233 008 826 / 0233 009 927
Ace Medical InsuranceB902, The Octagon, Barnes Road, Accra Centralinfo@acemedinsurance.comwww.acemedinsurance.com+233-552 571 275/ 556 778 903 / 556 778 906/ 556 778 907
Apex Health Insurance LimitedSuite 102, Zion House, No. 7 Nii Yemoh Avenue, OIC Road, Shiashie-East Legon-Accra info@apexhealthghana.comwww.apexhealthghana.com0302 268260 / 0277 610368
Cosmopolitan Health Insurance LimitedHouse Number E658, Pawpaw Street East Legon – Accra@cosmopolitanmhi.comwww.cosmopolitanmhi.com+233 (0)302-769-594+233-262-761-515/ 262-762-424/ 302-540-668/ 0501678547/0501529261 /0501399263 /0501399264 /0501685976 /0501529441
Dosh Health Insurance Company LtdNo. 8 Sir Arku Korsah Rd, Airport Residential Area. AccraInfo@0800dosh.mewww.0800dosh.me0800-DOSH-ME, 0800367463, *915#

LICENSED PRIVATE MUTUAL HEALTH INSURANCE SCHEMES

NameAddressEmailWebsitePhone
Spectra Health Mutual Insurance3rd Floor, B1, Thankful Height, Off Harper Road, Dontoase Link, adjacent Presbyterian Guest House, Adum-Kumasiinfo@spectramutual.comwww.spectramutual.com233-208 000 740/ 509 560 189/ 509 560 220/ 541 855 055

LICENCED HEALTH INSURANCE BROKERS
These licenses are valid from 1st July 2022 to 30th June 2023

NameAddressEmailWebsitePhone
Data pager
Data pager
12345
Page size:
PageSizeComboBox
select
 24 items in 5 pages
All Risks Consultancy Limited2nd Floor Caledonian House, Kojo Thompson Road, Adabraka, Accra. P.O Box AN 11585 Accra – Ghana. Digital address GA – 075-4377 info@arclghana.comwww.arclghana.com+233 (0) 302259853/4
Allstar Insurance Brokers Limited7th Floor, Ridge Towers Building, Cruickshank Road, Ridge, Accrainfo@allstarbrokersgh.comwww.allstarbrokersgh.com0302 243699
Allstar Insurance Brokers LimitedMarbell Plaza, Asylum Down, Behind Hotel President, Farrar Avenue. P. O Box CT 6104, Cantonment, Accra.info@allstarbrokersgh.comallstarbrokersgh.com+233 0302 243699
Apex Insurance Brokers LimitedHNo. B225/11, Orgle Road, North Kaneshie, Accra. GPS – GA – 213 - 8845 P. O Box KN 3068, Kaneshie – Accrainfo@apexinsurancegh.comwww.apexib.com0302 268260 / 0277 610368
Ascoma Ghana 76A1 Airport Residential Area, Accra – Ghana. Ghana Post GPS GA-0836742ghana@ascoma.comwww.ascoma.com(+233)243690363 Fax (+233)032761215
  • A person shall not provide private health insurance service or operate a private health insurance scheme unless registered with the Authority and issued with a licence. See Section 63(1) National Health Insurance Act, 2012 (Act 852).
  • A Private Health Insurance Scheme shall conduct business with only National Health Insurance credentialed providers. See Section 100(1) of the National Health Insurance Act, 2012 (Act 852).
  • A resident of Ghana shall belong to the National Health Insurance Scheme and may belong to a private health insurance scheme. See Section 27(1&2) of the National Health Insurance Act, 2012 (Act 852).
  • An employer shall ensure that a person employed by that employer is registered under the National Health Insurance Scheme. See Section 27 (12) of the National Health Insurance Act, 2012 (Act 852).
  • A contract of insurance for the provision of healthcare services entered between a person and a Private Health Insurance Scheme is a private contract governed by the laws of contract of the country

LICENCED HEALTH INSURANCE LOSS ADJUSTER
These licenses are valid from 1st July 2022 to 30th June 2023

NameAddressEmailWebsitePhone
Medfocus InternationalNo.39 Sam Nujoma Road, North Ridge Residential Area, Near German Embassy (Visa Section), Accra.info@medfocusinternational.comwww.medfocusinternational.com0244 186830 / 0244 58929

The National Health Insurance Authority (NHIA) is mandated by National Health Insurance Act, 2012 (Act 852) to regulate Private Health Insurance Schemes (PHIS) in Ghana. In performing its regulatory functions the Authority registers, licenses and supervises the operations of PHIS in Ghana. The law established two (2) types of private health insurance schemes:
  • Private Mutual Health Insurance Scheme (PMHIS)
  • Private Commercial Health Insurance Scheme (PCHIS)
Functions
  • 1. Licenses insurers and insurance intermediaries who transact health insurance business in Ghana
  • 2. Develops and disseminates guidelines for operating private health insurance schemes in consultation with relevant bodies.
  • 3. Regulates to ensure compliance with National Health Insurance Act, 2012 (ACT 852), the PHIS Guidelines, other applicable enactments and industry best practice.
  • 4. Prescribes through the Minister, minimum healthcare benefits to schemes where necessary.
  • 5. Provides a bureau to which members of the public may channel their complaints for resolution.
  • 6. Supervises and approves transactions between insurers, intermediaries and reinsurers.
  • 7. Engages media to sensitize the general public on private health insurance.
  • 8. Take action against any person carrying on insurance business or the business of insurance intermediaries without a licence.