Authority's Mandate

The National Health Insurance Authority (NHIA) was established under the National Health Insurance Act 2003, Act 650, as a body corporate, with perpetual succession, an Official Seal, that may sue and be sued in its own name. As a body corporate, the Authority in the performance of its functions may acquire and hold movable and immovable property and may enter into a contract or any other transaction.

A new law, Act 852 has replaced ACT 650 in october 2012 to consolidate the NHIS, remove administrative bottlenecks,introduce transparency, reduce opportunites for corruption and gaming of the system, and make for more effective governance of the schemes


The object of the Authority is to attain universal health insurance coverage in relation to

  • persons resident in the country
  • persons not resident in the country but who are on a visit to this country
  • and to provide access to healthcare services to the persons covered by the Scheme.


The object of the Authority is to secure the implementation of a national health insurance policy that ensures access to basic healthcare services to all residents. For the purposes of achieving its object, the Authority may

  • Implement, operate and manage the National Health Insurance Scheme
  • Determine in consultation with the Minister contributions that should be made by members of the National Health Insurance Scheme;
  • Register members of the National Health Insurance Scheme;
  • Register and supervise private health insurance schemes
  • Issue identity cards to members of the National Health Insurance Scheme
  • Enusre equity in health care coverage
  • Ensure access by the poor to healthcare services
  • Ensure protection of the poor and vulnerable against financial risk
  • Grant credentials to healthcare providers and facilities that provide healthcare services to members of the National Health Insurance Scheme
  • Manage the National Health Insurance Fund
  • Provide a decentralised system to receive and resolve complaints by members of the National Health Insurance Scheme and healthcare providers
  • Receive, process and pay claims for services rendered by healthcare providers
  • Undertake public education on health insurance on its own or in collaboration with other bodies
  • Make proposals to the Minister for the formulation of policies on health insurance
  • Undertake programmes that further the sustainability of the National Health Insurance Scheme
  • Develop guidelines, processes and manuals for the effective implementation and management of the National Health Insurance Scheme
  • Ensure the efficiency and quality of services under the national and private health insurance schemes
  • Protect the interest of members of private health insurance schemes
  • Identify and enrol persons exempt from payment of contribution to. National Health Insurance into the National Health Insurance Scheme
  • Monitor and ensure compliance with this Act and any Regulations, guidelines, policies, processes and manuals made under this Act
  • Perform any other function conferred on it by this Act or that are ancillary to the obj.ect of the Authority.

Vision and Mission Statements

To be a model of a sustainable, progressive and equitable national health insurance scheme in Africa and beyond
To provide financial risk protection against the cost of quality health care for all residents in Ghana and to delight our members and other stakeholders with an enthusiastic, motivated and empathetic professional staff who share the values of honesty and accountability in partnership with all stakeholders.