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National Health Insurance Scheme



The Chief Executive of the National Health Insurance Authority Dr. Samuel Yaw Annor has urged Ghanaians to refrain from tagging the NHIS with political colors or partisanship and join hands with the scheme in guaranteeing a competent and reliable basic health care provision for all.
Dr. Annor in his speech buttressed the point that diseases have no political party affiliations and no respect for social status, hence, Ghanaians must support the course of working towards sustaining the scheme for generations to come. “Let us embrace health, let us be part of it, Let us own the NHIS”.


Addressing the need for the 1% employee salary deduction at the Greater Accra Trade Union Congress, the Chief Executive revealed that as at 2003, the 2.5% NHIL VAT allotted to the NHIA was more than enough to cater for the number of subscribers that were on the scheme but this he said cannot be sustained since the number of subscribers has increased overtime. With its current membership standing at about 10.4 million, the scheme spends 95% of the same revenue received by the Authority on payment of claims with fees from premiums, processing as well as donations contributing approximately 2% to the scheme’s income. 


He mentioned that apart from the proposal made to deduct 1% off employee’s salary, proposals are being made to impose taxes on sugar, cigarette, tobacco and some mining activities that increase the chances of ill health.


On a note of warning to defaulters of the NHIS policies, Dr. Annor said that steps are being put in place to adopt a proper legal framework that will enable the scheme persecute persons or facilities who defraud the Authority through claims payment, illegal fees and the likes.

The call to enhance the NHIS finances has become necessary for the scheme to be sustained for the next five, ten, twenty years or more.


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