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National Health Insurance Scheme


NHIS active membership ranking Female category tops|2/10/2020

 Official data from January to December 2019 indicates that female members continue to dominate active membership of the National Health Insurance Scheme (NHIS) with a national outlook of 58.6% against 41.4% males. As a member-driven organization, Central Region active female membership stood at 59.8% followed by the Greater Accra and Ashanti Regions with a tie of 59.1%.Volta Region female active membership recorded 59.0%, Eastern Region 58.5%, Northern Region 58.2%, Brong Ahafo Region 57.8%, Upper East 57.7% and Upper West Region 56.6% respectivelyGenerally, the NHIS active membership has risen from 10.8 million in 2018 to over 12 million in 2019.The Ashanti Region recorded the highest active membership of 2.2 million followed by the Greater Accra region with 1.7 million.


The Brong Ahafo region scored third with active membership of 1.5 million and the Eastern was placed fourth with 1.3 million respectively. The Upper West region had the lowest active membership of 0.47 million. RENEWALS A total of 9.1 million renewed their membership in 2019 out of which more than 5.8 million members representing 70 per cent used the Mobile Renewal System.By simply dialling *929# on their mobile phones and pay with money from their mobile money wallets to stay active, the Mobile Renewal Service offers ease and convenience to members and also gives members the opportunity to provide feedback on their attendance to the NHIA credentialed service providers.In view of the current standings, 79.3% constituted members who had renewed their membership within the last year with the Ashanti region recording the highest number of renewals followed by the Greater Accra and Brong Ahafo regions.  Ending 2019, the Informal sector which constitutes the only fee paying NHIS membership category represented 34.1% of the active members, an increase from 31.5% in the previous year.NHIS members who are considered as the extremely poor (Indigents), classified by the Minister for Gender, Children and Social Protection represented 5.6%, an increase from 3.7% in the previous year. New members constituted 20.7% of the active membership with the Greater Accra region recording the highest number followed by the Ashanti and Northern regions.This latest development reinforces the NHIA Chief Executive Officer, (CEO), Dr. Lydia Dsane-Selby’s account that the Authority’s major concern is to increase its membership to reposition Ghana in line with the attainment of Universal Health Coverage (UHC). ‘The main thing we all want is Universal Health Coverage for Ghanaians which means we need to increase the membership coverage, which means we need to realize the benefit package with the health needs of the citizens of Ghana and which means the Scheme must be financially sustainable so that we achieve financial risk protection for the people of Ghana.” “Ghana’s NHIS is extremely adversely selected. We have those who need Health Insurance or the Scheme and the healthy at the moment as taking out, we have to change that narrative to balance it out.”She said, “We are looking at ways to partnering with various agencies, organizations to make the requirement of having NHIS active membership almost mandatory across the country that will get us the 100 percent coverage we are looking for.” “We have a lot of innovations going on and during our tenure I think we will be able to show that the Health Insurance is alive kicking, very vibrant and more importantly responsive to the needs of the people of Ghana.” The National Health Insurance Scheme (NHIS) remains the lead vehicle to the attainment of Universal Health Coverage (UHC) in Ghana.


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